Melbet KYC and AML Policy

The KYC and AML procedures at Melbet are in place to verify user identity, prevent fraud, and stop financial crimes from occurring on the platform. These processes establish a secure environment where only eligible, verified individuals may participate, and where every transaction can be traced to a legitimate source.

This policy guarantees:

• Protection of the platform from being used for criminal activity;
• Assurance that all deposited and withdrawn funds originate from legitimate sources;
• Maintenance of fair play across all gaming and betting activities;
• Compliance with applicable regulatory requirements;
• Safeguarding of personal data belonging to all registered users;
• Prevention of identity theft and unauthorised account access;
• Fulfilment of reporting obligations to relevant financial and regulatory authorities.

All new users registering on Melbet are required to complete an identity check before processing withdrawals or accessing certain platform features. Melbet may request one or more of the following documents as part of its ID verification process:

• A valid government-issued photo identification document, such as a national identity card, passport, or driving licence;
• Proof of residential address, such as a utility bill, bank statement, or official government correspondence dated within the last three months;
• Confirmation of the payment method used, such as a screenshot or photograph of the registered bank card or mobile banking account;
• A selfie or live photograph of the account holder holding the submitted identification document;
• Source of funds documentation, where the volume or nature of transactions warrants additional scrutiny.

Melbet reserves the right to request further verification from any account holder at any point during their use of the platform, particularly when certain patterns or behaviours are detected. The following circumstances may trigger an additional identity or document verification request:

• Unusual account activity, including irregular deposit or withdrawal patterns inconsistent with prior account behaviour;
• Deposits or withdrawals exceeding defined transaction thresholds that require enhanced due diligence;
• Indicators of potential identity fraud, such as inconsistencies between submitted documents and registered account information;
• Multiple accounts detected under the same name, device, or IP address;
• Suspicion of third-party funding or transactions conducted on behalf of another individual.

Melbet applies a comprehensive set of security measures designed to detect, prevent, and report money laundering and other forms of financial crime across the platform. These measures operate continuously and are applied to all registered accounts:

• Ongoing transaction monitoring to identify suspicious activity in deposit and withdrawal patterns;
• Automated systems for detecting and flagging anomalous or high-risk financial behaviour;
• Manual review of transactions that exceed defined monetary thresholds or display irregular characteristics;
• Cross-referencing of account holder information against international sanctions lists and politically exposed persons (PEP) databases;
• Suspension or freezing of accounts pending investigation when suspicious activity is identified;
• Mandatory reporting of suspicious transactions to relevant regulatory and financial intelligence authorities;
• Retention of transaction records and verification documents in accordance with applicable data protection and AML legislation.

All registered users are bound by strict usage conditions that prohibit activities which could compromise platform integrity, circumvent verification procedures, or facilitate financial crime. Failure to observe these restrictions constitutes a serious breach of Melbet’s terms of service.

The following activities are expressly prohibited:

• Opening or operating multiple accounts under the same or different identities;
• Submitting falsified, altered, or otherwise fraudulent documents during the verification process;
• Attempting to launder money or process funds of illegal origin through the platform;
• Manipulating platform systems, betting patterns, or account activity to exploit loopholes or circumvent controls;
• Sharing account access credentials with any third party or allowing another person to operate an account;
• Using another person’s payment method or funding an account from a source that does not belong to the registered account holder;
• Conducting transactions on behalf of undisclosed third parties.

Any account holder found to be in violation of Melbet’s AML or KYC policies will be subject to immediate action proportionate to the severity of the breach. Melbet is obligated under its licensing conditions to act decisively against non-compliant behaviour and to report confirmed violations to the appropriate regulatory authorities. Depending on the nature of the infringement, consequences may be applied without prior notice and may be permanent.

Actions Melbet may take against policy violators include: temporary account suspension, permanent account closure, forfeiture of pending withdrawals and bonus balances, voiding of bets or game results connected to fraudulent activity, reporting of suspicious activity to financial intelligence units and law enforcement authorities, and legal action in cases involving confirmed financial crime or document fraud.

Every account holder on Melbet carries a personal responsibility to ensure that all information provided during registration and verification is accurate, current, and truthful. Users are required to complete all verification requests in a timely manner and to cooperate fully with any document submission requests initiated by the platform’s compliance team. Any change in personal circumstances, such as a change of name or residential address, must be reported to Melbet promptly to maintain the accuracy of account records. Account holders are also responsible for monitoring their own accounts and reporting any suspicious activity, unauthorised access, or transactions they did not initiate to customer support without delay. Failure to fulfil these responsibilities may result in restricted account access until compliance is confirmed.

Melbet’s AML and KYC framework reflects a broader commitment to fair play and transparency that benefits every participant on the platform. These measures are not limited to regulatory compliance; they serve to create a secure, equitable environment where all users can engage with confidence. By maintaining rigorous verification and monitoring standards, Melbet upholds the integrity of every transaction and interaction on the platform.

Key principles of fair play and transparency at Melbet include:

• Equal application of verification procedures to all registered account holders without discrimination;
• Clear communication of user obligations and verification requirements within platform documentation;
• Protection of personal data in accordance with applicable data privacy regulations;
• Impartial investigation of all compliance-related matters before action is taken;
• Transparent reporting to regulatory authorities as required under licensing and AML obligations;
• Ongoing staff training to ensure consistent and fair application of compliance procedures;
• Regular review and updating of AML and KYC policies to reflect changes in applicable law and regulatory standards.